RBA Warns of Negative Equity Risk for Recent Borrowers
By Ravs Realtors · 1 October 2026 · 1 min read · Source: The Guardian
Despite overall household resilience, the RBA identified recent borrowers, including those using the 5% deposit scheme, as most vulnerable to negative equity. However, the share of borrowers in arrears remains low.
Buyers in Melbourne's western growth corridor should maintain strong financial buffers. Investors should carefully assess loan-to-value ratios, as market fluctuations could impact equity positions and future refinancing options.
Summarised by Ravs Realtors from reporting by The Guardian.
